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InvestEngine vs Vanguard UK
Detailed comparison of fees, features and products
4.8
BROKER ONLY4.6
BROKER ONLYFeature Comparison
| Feature Comparison | InvestEngine | Vanguard UK |
|---|---|---|
| Wide Offering | ||
| Fractional Shares | ||
| Auto-Invest / DCA | ||
| Cash Interest (AER) | ||
| UK Support | ||
| Tax Certificate (CTC) | ||
| FSCS Protected (£85k) | ||
| Score | 5/7 | 6/7 |
Fee Comparison
| Fee Comparison | InvestEngine | Vanguard UK |
|---|---|---|
| Platform & Dealing Fees | ETFs only | Vanguard funds only |
| Tax Wrappers (ISA/SIPP) | £0 (DIY plan) | £0 dealing fee |
| Crypto Fee | N/A | N/A |
| FX Fee | £0 (GBP ETFs only) | £0 (GBP funds) |
| Inactivity Fee | None | None |
| Deposit Fee | Free | Free |
| Withdrawal Fee | Free | Free |
| Min. Deposit | 0 | 500 |
Product Range
| Product Range | InvestEngine | Vanguard UK |
|---|---|---|
| Stocks | 0 (ETFs only) | 0 (funds only) |
| ETFs | 600+ LSE ETFs | 80+ Vanguard ETFs |
| Funds | 0 | 75+ Vanguard funds |
| Bonds | via ETFs | via funds |
| Crypto | 0 | 0 |
Pros & Cons
Pros
- ISA: Free + SIPP: Free (rare in UK)
- £0 Platform Fee + £0 Dealing Fee (DIY)
- FX Fee: £0 (only GBP-listed LSE ETFs)
- FCA regulated + FSCS protected
- Smart rebalancing & monthly auto-invest
- Best platform for passive ETF investors
Cons
- No individual stocks (Apple, Tesla, etc.)
- Low cash interest rates
- Limited to LSE-listed ETFs
- Not for active traders
Pros
- ISA + SIPP available
- Platform Fee: 0.15%/year (max £375)
- £0 dealing fees
- FCA regulated + FSCS protected
- Cash interest at BoE rates
- Easy Direct Debit auto-invest
- World's largest fund manager
Cons
- Only Vanguard funds/ETFs (no iShares, etc.)
- No individual stocks
- £500 minimum for lump sum
- Limited product range