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eToro vs Trading 212

Detailed comparison of fees, features and products

eToro logo
2.5
BROKER ONLY
Trading 212 logo
5
BROKER ONLY

Feature Comparison

Feature ComparisoneToroTrading 212
Wide Offering
Fractional Shares
Auto-Invest / DCA
Cash Interest (AER)
UK Support
Tax Certificate (CTC)
FSCS Protected (£85k)
Score
4/7
7/7

Fee Comparison

Fee ComparisoneToroTrading 212
Platform & Dealing Fees£0 commission£0 commission
Tax Wrappers (ISA/SIPP)£0 commission£0 commission
Crypto Fee1%N/A
FX FeeHigh (USD account)0.15%
Inactivity Fee$10/month after 12moNone
Deposit FeeFreeFree
Withdrawal Fee$5Free
Min. Deposit501

Product Range

Product RangeeToroTrading 212
Stocks3,000+12,000+
ETFs300+6,000+
Funds00
Bonds00
Crypto90+0

Pros & Cons

eToro

Pros

  • £0 stock commission
  • 90+ cryptocurrencies
  • CopyTrader social trading
  • FCA regulated + FSCS protected
  • Good for crypto traders

Cons

  • No ISA, No SIPP (tax nightmare)
  • Account in USD (high FX fees)
  • No cash interest (basic)
  • $10/mo inactivity fee
  • No real DCA auto-invest
Trading 212

Pros

  • Stocks & Shares ISA: Free (no annual fee)
  • £0 Platform Fee + £0 Dealing Fee
  • FX Fee: 0.15% (lowest among UK neobrokers)
  • FCA regulated + FSCS protected (£85k)
  • Cash Interest: ~5% AER paid daily
  • Pies & AutoInvest: Best auto-balancing feature
  • Clear tax certificates for GIA

Cons

  • No SIPP available
  • No bonds or mutual funds
  • Limited research tools
  • Not suitable for complex trading

See also